（五）从建筑物或者其他高空抛掷物品，有危害他人人身安全、公私财产安全或者公共安全危险的。
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The advice says this group should be screened every two years between the ages of 45 and 61.，这一点在safew官方版本下载中也有详细论述
因此，当风险从独立随机变成同源聚合，保险业只剩两条路：要么排除，要么把治理做进承保流程。